Shopify Plan & Gateway Fee Calculator
Compare transaction fees, plan pricing, and external gateway penalties to find the most cost-effective tier for your store.
Tell Us About Your Shopify Setup
Model your total monthly Shopify invoice and find your plan inflection upgrade point.
Total Estimated Monthly Cost
Effective total deduction rate: 3.40% of your monthly gross merchandise value.
Fixed Plan Fee
$105
Fixed software fee
Transaction & Gateway Fees
$1,423
Gateway cut & fixed 30¢
Your current plan selection is mathematically optimal for your GMV tier.
How the Math & Economics Work
Understand the exact equations, managerial accounting rules, and unit economics governing these metrics in modern e-commerce.
To determine when upgrading from Basic ($39/mo) to Shopify ($105/mo) saves money with a 3rd-party gateway, divide the $66 price difference by the 1.0% fee reduction = $6,600 monthly volume.
$39 sub + $600 fees
$105 sub + $300 fees
$399 sub + $180 fees
Saves $234.00/month compared to staying on Basic
Fixed Per-Transaction Fees & Low AOV Impact
Payment processors assess fixed per-transaction fees ($0.30) alongside percentage rates. On low average order values ($15–$25), fixed fees significantly inflate the effective processing percentage.
Important Note: Rates based on standard US Dollar pricing for Shopify US online transactions (effective 2026). Regional rates, annual billing discounts (up to 25%), in-person POS rates, and custom enterprise contracts may vary.
Frequently Asked Questions
Sync Your Shopify Store into Real Operating Truth
Connect Shopify, WooCommerce, and Stripe. Reconcile fees, COGS, and return deductions inside Margain Commerce Engine.
Related Guides & Playbooks
Deep-dive operational frameworks explaining the unit economics, cash cycles, and marketing attribution behind this calculator.
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Shopify Fees and the Upgrade Inflection Point
When does it mathematically make sense to upgrade your Shopify plan? Calculate the exact revenue thresholds where higher subscription fees pay for themselves.
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